BAY TO BAY FINANCIAL AND INSURANCE SOLUTIONS

Know you’ll have enough money for the rest of your life.

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SIMPLE AND EASY PROCESS. IMPROVED INCOME IN RETIREMENT. LASTING FINANCIAL SECURITY.

At Bay to Bay Financial and Insurance Solutions, we know that you want to feel confident in your financial security. To do that, you need a level of certainty that you’ll have enough money throughout the rest of your life. The problem is your pension and retirement savings alone may not be adequate to fully cover your costs in retirement. This makes you feel both disappointed and fearful of what that can mean for your future.

We believe retirement is a season to enjoy, not to spend worrying if you’ll run out of money. As someone who has worked and saved for retirement your whole life, you want to feel secure and excited for what lies ahead.

You Shouldn’t Worry About Running Out of Money in Retirement

You’ve worked too hard to worry about whether you’ll have enough income to support you and your family in retirement. You may be wondering if your pension and retirement savings alone will be adequate to fully cover your costs in retirement. At Bay to Bay Financial, we make sure that you know what to expect regarding your retirement income. We offer an array of financial solutions to help you prepare for success in your financial life.

Be Certain About Your Retirement Income

You deserve to know exactly how much money you can count on in retirement. You could save your whole life only to find out as you near retirement that you haven’t saved enough. With a rising tax environment, market volatility, inflation, and unanticipated expenses, the nest egg you amass through your pension can quickly prove to be insufficient.

Our financial and insurance solutions can close the gap in your retirement income needs:

  • Create more predictable income
  • Get a volatility buffer that helps protect you against risk
  • Reduce worry and fear about running out of money
  • Increase your income for long-term care needs or other emergencies*
  • Have greater choice and flexibility in your financial life
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Serving Public Service Employees for Over a Decade

From understanding your pension benefits to reconciling your outside investments with your total financial plan, Bay to Bay Financial offers the guidance you’ve been looking for. We specialize in working with public service employees – federal and state – because we know how easy it is to put your savings on autopilot without ever knowing how your retirement will look once you get there.

  • Can you retire when you want to?
  • Will you have enough income every month to live the way you want?
  • How will your pension benefits be affected by a rising tax environment?
  • How can you increase your spending power in retirement?
  • What blind spots are you overlooking that could undermine your financial security?
  • What can you do if you discover you need more income in retirement?

We face these questions from our public service employees and have helped thousands of clients navigate the unique financial situation you find yourself in when it comes to your retirement.

Pension Reviews

Income Solutions

Insurance Services

Financial Planning
Learn more about our services

We’re a Team of Financial Experts Delivering Financial Assurance

At Bay to Bay Financial, we don’t want anyone to feel disappointed or panicked if the pension you’ve been counting on for your retirement savings isn’t going to be enough. Instead, we want you to know there are still financial strategies available to you that can provide the financial reality you need in retirement.

We’ve successfully worked with over 2,000 public and federal employees from superintendents to teachers, law enforcement to military, and everyone in between.
We’ve helped our clients save thousands in insurance costs with appropriate coverage based on individual needs and situations.
Have a combined experience of nearly four decades helping clients secure their financial future.

Working With Us Is Simple And Easy

We offer a way for people to increase their retirement income safely and at a much lower risk than traditional investing. While the markets may swing up and down depending on investor confidence, your sense of security in your retirement shouldn’t.

Schedule an appointment and receive a complimentary pension or retirement account review.

Understand your retirement benefits and the opportunities and gaps for your personal situation.

Get a custom income solution that can provide you with the predictable income you need in retirement.

Get the Financial Certainty You Deserve

To schedule your complimentary consultation today, please provide your information below.

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